About private & hard money lenders
The private lending and hard money market in Florida is active and specialized. Polo | Pimentel Law represents private lenders — from individual investors making one-off loans to hard money lending operations originating dozens of loans per year — across the full lending lifecycle.
We draft and review loan documents (notes, mortgages, security agreements, guaranties, assignments), handle loan closings, manage default and foreclosure proceedings, and negotiate workouts when a borrower runs into trouble.
Because we also represent buyers, sellers, and investors, we understand both sides of the closing table. That helps us draft clean, efficient lender documents that close fast without leaving our clients exposed.
What we handle
Loan origination and documentation
Promissory notes, mortgages, security agreements, personal and corporate guaranties, assignment of rents, and closing instructions to the title company.
Default and foreclosure
Notice of default, acceleration, foreclosure filings, lis pendens, motion practice, final judgment, and foreclosure sale coordination.
Workouts and forbearances
Forbearance agreements, note modifications, deed-in-lieu arrangements, and post-default workout structuring.
Sale of mortgage paper
Assignment of notes and mortgages, allonge preparation, and documentation for investors purchasing loan pools or individual notes.
Questions we hear
Related services
Commercial Litigation
Contract disputes, partnership disputes, fraud claims, real estate litigation, and IP disputes — handled by the same attorneys who draft the deals.
Opinion of Title Letters
Title examination and formal opinion letters for lenders, investors, and property owners needing legal analysis of title.
Short Sales & Loss Mitigation
Short sale negotiation, deficiency judgment protection, loan modification assistance, and foreclosure avoidance strategy.
Need help with private & hard money lenders?
Schedule your free consultation. We respond to every inquiry within one business day.